Insuring your business protects you from things such as ;damage, theft and fire. The type of insurance you need will depend on your business and it's activities.
Some insurances are required by law and some are required by industry and other bodies who oversee professions and regulated industries.
Your financial advisor or insurance broker can guide you on what cover you need. The main things to consider are:
- insurance required by law
- protecting your premises and assets
- protecting against compensation claims
- protecting your people
- business protection policies
- choosing an insurance advisor
- risk management
You can find out more about business Insurance on the Jersey Business website.
Your business premises
If you're renting or purchasing a property to run your business from there are a few things you may need to consider when setting up and going forward.
You should check what planning permissions are needed for your commercial premises developments, this includes change of commercial use, shop fronts and signs and advertising.
You may also need to pay Parish Rates. Contact your local Parish for more information.
Health and safety
It's your responsibility to make sure you and your staff are operating safely, you should be familiar with and adhering to the following health and safety laws and regulations:
Health and safety in the workplace
COVID-19 advice and regulations
Fire safety in your workplace
Smoking and tobacco laws